Consumer Legal Empowerment

Find the arbitration
clause they buried
in the fine print.

Upload any Terms of Service or Credit Agreement — as a PDF, screenshot, or pasted text. We'll surface every arbitration clause, class-action waiver, and jury waiver — then tell you exactly how to opt out.

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Sample.pdf · Section 14

Any dispute arising under this Agreement shall be resolved through binding individual arbitration and not in a court of law. You waive any right to a jury trial or to participate in a class action.

3 clauses foundHIGH RISK

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Opt-out letter

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Why this matters

Most companies give you 30–60 days to opt out.
You just have to know.

60 DAYS
typical opt-out window after account opening
0
companies that will remind you
1 LETTER
is usually all it takes
FOREVER
you keep your right to sue

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